Earlier this week, one of my Facebook friends posted this meme, and it has really just stuck with me.
"How do I lay in bed for the
rest of my life but also become
a billionaire at the same time?"
I will be honest, my first response was "Well... just do it." - which I said quietly to myself. I wasn't judging this person in any way, and I kinda like her and don't want her to "unfriend" me, and simply because I realised... Heck... people might take offense to comments like that because they don't really know what it is that I actually do to "make a living".
I decided to rectify that, so I posed a question on Facebook, asking friends and family to tell me exactly what it is that they think I do. I half sniggered to myself thinking "They'll never guess". However I was proved terribly wrong, as it turns out people know me better than I thought they did.
The answers included "Navigation on a Starship", working towards being the "Master of the Universe" and my favourite, and most flattering response "Entrepreneur Philanthropist".... "Wow" I thought "They really do know me."
I am a Philanthropist, I work with a number of animal rescue organisations whenever I get the chance to, it's something I'm incredibly passionate about.
I'm also an entrepreneur... a serial entrepreneur and an investor, and this often translates to me doing "a lot" of "things" and activities, but all the "things" I do, are actually tools and processes I use to attain just one particular goal.
But what is that goal?
That goal is to find ways to generate products to earn passive income from online sources... that's what I "do for a living". I then take what I learn and teach it to other people whenever I get the opportunity. And that is why my response is - If you want to be a billionaire and stay in your pj's all day long (something I actually do on a regular basis)... then why not read my book that I launched earlier this year, or follow my Patreon page where I show you how to earn passive income so that if that's what you want to do with you life... well you can!
My goal is to help as many people as possible to start to earn passive income from online sources so that they can live a HAPPIER more FULFILLING LIFE filled with FINANCIAL FREEDOM!
Read my book... get excited about it... share it with others... it's worth the investment, and as I always say and strongly believe, always invest in yourself!
Very often I am asked "Don't you have a FREE tip?" or "Can you tell me some way I can earn money now?"
My answer to these questions is usually,invest in my book "Live a Better Life by Nathalie Marran"it's PACKED with online resources and platforms where you can start investing your time to earn money.
Or, why not sign up to my Patreon page, where I literally tell you where and how to go earn money online by only investing your time and skills. OR EVEN BETTER YET... sign up to my newsletter and get the FREE eBook that tells you how to start an income producing blog TODAY!
I am quite honestly giving you a mountain of information to help you to Live a Better Life and start earning an income online, why not use this to make 2019 YOUR YEAR!
This morning however, I was inspired to take it one step further, perhaps I'm feeling extra generous because the festive season is upon us, I decided to post this FREE video that will take less than 5 minutes of your time, and in this video I share with you a site where you can start earning an affiliate income right away... no time or skills necessary. So,,, what are you waiting for?
Do you have a fear of failure? We all have times in our
lives and business when we will inevitably face failure, but why does it scare
us so much?
What do we do when this happens? How do we cope? I am
recording this video to cover exactly these topics.
Bill Gates said “It’s fine to celebrate success but it’s
more important to heed the lessons of failure”
After watching this video, you will no longer be dreading
failure, but instead welcoming it. My goal is to help you to shift your mind so
that you can see failure as something positive and hugely transformational.
The traditional way of planning for retirement includes savings
and pension funds, which are great and have their place, but I highly recommend
not depending solely on these outdated practices when planning for your
retirement.
Let's have a look at why I feel this system is extremely outdated.
Say you currently earn roughly $100,000
per year. It is generally understood that once you retire, to maintain your
current lifestyle, you should earn around 80% of your current financial
earnings. So that means that for every year you retire, you should have at
least $80,000 stashed away.
If you retire at the age of 65, you can expect at least 20
years worth of retired bliss, and the younger you are now, the more years you
can add to this number, according to current scientific research.
According to scientists, someone my age, has
a life expectancy of easily up to 120 years of age. So if I were to retire at
the age of 65, I would need to be prepared to support myself for up to 55 years
on my pension and savings.
But for argument’s sake, let’s say that you have 20 years of
retired bliss ahead of you. To live on $80,000 per year (Just over $6650 per
month) for up to 20 years, you will need $1,600,000 (that’s right, one point
six million) stashed away.
And of course that is your earnings BEFORE tax... yes you
will still get taxed.
Also keep inflation in mind. Your cost of living will
increase every year, but your earnings will remain the same, so as each year
passes, the value of your money (what you can buy with it) will become less and
less. So ten years into your retirement, you may come to the realisation that
you still have a long way to go, and not that much saved up to get you there.
This is one of the BIGGEST reasons why I have dedicated the
past few years of my life to growing my passive income base.
Earning passive income from digital products allows me to
increase my earnings every year, with no end in sight. In fact, long after I am
gone, it will be possible for future generations to continue to earn from my
products. This means that I’m not just looking after myself, but I’m also
leaving a legacy.
My earnings increase with inflation, so the value of my
money does not decrease. I earn through my business, and not directly, so this
actually decreases the amount I pay in taxes.
I am earning money now and building my business in such a
way that I can travel and see the world BEFORE retirement, and enjoy life while
I’m still young. And of course I love my work so much, that it doesn’t really
seem like work anyway, I’m a lot less stressed, and healthier and ready to live
a longer fuller life, with my finances INCREASING in value every year, while I
build one hell of a legacy to leave behind.
To me... that’s a modern retirement.
The idea of working until I’m old, tired and possibly sick,
and then spending my years trying to survive on what little income I managed to
save, and never really having that “someday” opportunity come along that I
might “someday” travel and see the world, or do the things I want to do. That
to me is not my idea of living, or enjoying life.
Even if you just start doing it on the side for now, start
creating products to help you to earn that passive income now, and allow your
passive income to grow so that one day you don’t just have a really amazing
retirement... but who knows maybe you can have a REALLY EARLY retirement and
get to do all the things you want to do.
Start today by investing in yourself... sign up to my
videos that show you exactly how you can go about building up your passive
income TODAY!
At the end of every year I make sure to take time and
reflect back on my year and to have a good look at my successes, the new things
I have discovered about myself, and more importantly the lessons I have learned
from my mistakes and failures
I am a firm believer in constantly working on myself, and
that I can always strive to be a better person, and it’s one of the reasons
that I make sure I take this time to reflect every year.
This year, I really wanted to share my top 3 lessons of 2018
with you, as I believe we don’t just learn from our mistakes, but the mistakes
of others too.
Get enough sleep!
Getting up at 5am with a lot of gusto and rather large pot
of coffee, had been my daily routine for some time. I’d get up and drink
coffee, write in my journal, do a little exercise and top it off with a
meditation, and be ready to start the rest of my day by 7am.
It was really great, I could get a lot of work done, but
eventually all I felt was “tired”. And the more tired I felt, the harder it was
for me to make it through my days and get up with “gusto” the next morning.
We are human beings, we can function on 5 hours of sleep,
absolutely... but just because we can do something, doesn’t mean we should. In
order to function at your peak, seven to eight hours of sleep per night is the
pest way of going about doing things.
In fact what I discovered is that in the long term, by
sleeping more hours every night, I was able to get more work done in the long
run. It’s not about having more time to do things, but rather about having the
energy you need to get things done.
For more on this I highly recommend watching Vishen Lakhiani’s
videos on the importance of sleep.
Exercise your mind
You can do this by reading more (something I loved doing
more of this year) or by studying – take
a short course, perhaps even taking an hour long online Masterclass or two.
Learning new ideas and concepts is invigorating, it keeps
you thinking and discovering. It’s true, the saying, that “You don’t know
what you don’t know”. Opening yourself up to learning new ideas and ways of
thinking can hugely affect your life, and bring around transformation.
Even if you are learning about or reading about a concept
you are already fully aware of, you might learn a new technique or approach the
changes your understanding of that concept and how to apply it to your life.
Listen to yourself
I think intuition is underrated. There have been a few times
this year when I have found myself feeling unsure about where I am headed. I
think this is all “par for the course” when you make a huge life and career
change, as I had decided to do this year.
When big changes happen, questioning yourself is only
natural, “Am I doing the right thing? What was I thinking, starting from
scratch again?” But what I discovered, in the moments when I felt the most “in
turmoil” all I had to do was stop, and listen to myself.
I started the habit of asking myself, “If I had the
choice, what would I want to be doing right now?” I close my eyes, and
really think about what it is I would rather be doing, and you know what? I
would then go and do just that.
I started this new course of my life because “It felt right”,
I intuitively knew that I wanted to help people to find their own financial freedom.
My goal had been to be “In the Flow” of both the universe, and with myself. If
at any time I felt like I was sinking or struggling to move forward, it quite
simply meant that I wasn’t doing what I was meant to be doing. So I would make
a point of stopping and asking myself what I should be doing, and then I
would listen to my inner voice for the answer (this is also a really great
approach for a daily meditation).
I would then act on that answer. As a result, I feel like I
have truly changed and evolved a lot this year, I feel better about who I am,
what I am doing and where I am headed. And of course this leaves me feeling
quite excited about the coming year.
My advice to you; take a moment, reflect on the Good, the
Bad and the absolute Ugly of 2018. Look at the lessons this year has thrown at
you, and then ask yourself “What should I be doing now?” or “What is the right
path for me?” – and then the most important part comes... listen to yourself,
listen to that answer, and then, if it feels right, act on it.
I hope you are as excited for the upcoming year, and remember
that no matter what you do, always take the time to invest in yourself!
